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Annual Auto and Home Insurance Review
Monday December 26th, 2016 Texas Insurance Services

Annual Auto and Home Insurance Review

Posted in Auto Insurance, Home Insurance

Annual auto and home insurance review.

Annual auto and home insurance review.Most people understand the importance of insurance protection. You don’t want to be without it when problems strike. What many people don’t realize, however, is that protecting themselves with insurance isn’t a “set it and forget it” event. You don’t wear the same pants you did when you were ten years old because, besides no longer being in style, they simply don’t fit. A homeowner’s policy purchased when your house was furnished with bean bag chairs and bar stools is no longer going to “fit” once you’re lounging on Italian leather sofas while watching television on your wall mounted Ultra HD 4K 65 inch flat screen. Life is constantly changing, and your insurance policies should reflect that.

Does this mean that you need to immediately call your insurance agent every time you buy a new piece of furniture or when a relative comes to stay with you for 6 months?  Not necessarily. While more significant changes should be reported immediately (such as getting married or getting a new car), items such as improving your home entertainment system or upgrading your car’s sound system, can be reported at your annual insurance review. Insurance agents reach out to their clients because they want to check up on possible changes and help avoid any gaps in their clients’ coverage. However, it’s equally important for a policyholder to reach out to their agent to make sure they are covered for any major life changes. If one agent handles all of your coverage, this task is relatively easy. Jot down any changes that have occurred over the last year, even if you’re not sure whether they are significant enough to mention. Doing so will ensure that all of your insurance policies are best suited to your current life situation.

Another good reason for an annual insurance review for your auto and home insurance, is to determine if your renewal prices are still competitive.  As an independent insurance agency, we represent most major insurance companies rather than just one.  This gives us the ability to quote your auto and home insurance through many insurance companies to find the best coverage for the best price.  In other words, we can do the shopping for you.